rocky rapids

Goal Planning Components

Your goals can take many forms and each component must be considered:

  • Retirement income
  • Retirement travel
  • Second home/vacation home
  • Education dollars
  • Target end value as to inheritance
  • Gifting
  • Survivor asset needs (death and disability impact)
  • Long-term care expense impact
  • Establish dates of funding each goal
  • Retirement ages
  • Longevity
  • Beginning and end dates for accumulation and use of other goals

We will sit down with you to personally guide you through the process. Among the areas we will cover are:

  • Design appropriate asset class and portfolio apportionment toward each goal and total goals
  • Complete projection analysis for future dollar value of goals and probability
  • Prioritize your goals
  • Discuss and create understanding of risk and return projections
  • Select appropriate securities for investment program
  • Basic review of will and trust documents
  • Review of retirement plan participation and beneficiary options
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