Investment Management
Why Our Investment Approach Is Different, and What That Means for You
Investment management starts with managing risk, not just chasing returns.
Market volatility matters, but so do the decisions you make during it. Selling at the wrong time can have a lasting impact on your plan.
Large institutional firms often rely on one-size-fits-all models that are more designed to appease their legal departments than to benefit their clients. At Winthrop Partners, your portfolio is tailored to you, your goals, your time horizon, and risk tolerance.
We evaluate your current investments, your appropriate risk level, your cash flow requirements and build you a diversified allocation aligned with your financial plan.
The result is a more personalized strategy designed to support your long-term goals and help you stay consistent through changing market conditions.
Reap the Benefits of working with a Fee-Only Advisor
We’re transparent, with no hidden charges and no undisclosed conflicts of interest to sell a certain product line or company offering. Fee-only advisors work solely on their clients’ behalf.
Thinking of Working with a Financial Advisor?
If you’ve been managing your own investments—or wondering if your current approach is still the right fit—it’s worth understanding how guidance can impact your long-term results.
At first glance, a small difference in returns may not seem meaningful. Over time, it can add up:
$3,524,237
With an Advisor
$1,693,177
Without an Advisor
The charts and/or graphs contained herein are for educational purposes only. The performance results shown herein are hypothetical and do not reflect the actual investment results of any specific client account. Hypothetical performance results are presented for illustrative purposes only and do not represent actual trading. Such results do not reflect the impact that material economic or market factors may have on an investment manager’s decision-making if the manager were actually managing client assets. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown.
Assuming 5% annualized growth of $500k portfolio vs 8% annualized growth of advisor managed portfolio over 25 years. Source: Vanguard
- Stay invested during periods of market volatility
- Align your portfolio with your long-term goals
- Make more informed decisions around risk and timing
- Coordinate tax-aware strategies and withdrawals
- Avoid reactive moves that can impact long-term outcomes
Investment Management Services FAQ
What is the minimum value of assets required to work with Winthrop Partners?
Generally, Winthrop Partners is ideal for individuals and families who have a minimum of $250,000.00 in investable assets.
What are Winthrop Partners’ Investment Management fees?
Generally, we charge a fixed fee of 1% of AUM for our planning and Investment Management services. This fee may be reduced for accounts with large amounts of assets under management. For Investment Planning Services, we also offer a subscription fee for accounts that do not meet our minimums.
What are Winthrop Partners’ certifications?
Winthrop Partners and its individual team members are members of CFP Board, NAPFA, Fee-Only Network, Chartered Financial Analyst (CFA), and MD Preferred.
We are staffed with MBAs, CPAs, CFAs, ChFCs, and CFPs that provide a full-service wealth management and financial planning firm to satisfy the diverse needs of all our clients.
What are the benefits of working with a fee-only advisor?
The benefits of having a fee-only advisor includes transparency, no hidden charges, and no undisclosed conflicts of interest to sell a certain product line or company offering. We receive no incentive from third parties to entice us to invest in their funds. Fee-only advisors work solely on their client’s behalf.
What are the benefits of working with a financial advisor to manage your investments?
There are several benefits to working with a financial advisor for your investment management. Winthrop Partners provides professional guidance, experienced advice, and reassurance to give the client peace of mind and motivation to save. All your investments are consolidated into one plan.
What makes Winthrop Partners different from other advisors when it comes to investment management?
As professionals our job is to help you make informed financial decisions using the full complement of resources at our disposal. Every step involves interaction between our team, the client, and outside professionals if needed.
- Empathy: We take time to actively listen, understand, and confirm what we hear.
- Fiduciary: We put you before us. We negotiate for you, not against you.
- Experience: Over 150 years of combined experience.
- Fee-only: We receive one clearly aligned fee and accept no commissions or other third-party fees that could sway our recommendations.
- Execution: We are goal-based planners, trying to achieve your goals with the least amount of risk.
How often will we meet to discuss the health of my portfolio?
We are available to meet with you as frequently as you desire! In the early stages of the relationship when a higher degree of financial planning may be involved, weekly or monthly meetings might be appropriate. When issues or changes in circumstances arise, we are there to help you assess the impact of these changes on your goals and to make any changes to your financial plan to keep you on track to achieving your goals. Once the relationship is established, most clients elect an informal quarterly telephonic update with a formal annual review.
How often will you provide a report of my portfolio?
We provide annual reports of a client’s portfolio that are available anytime upon request.
How can I access my reporting on my investment accounts?
Clients have online access through our custodian, Raymond James’s online portal, and can retrieve real-time investment holding reports and retirement plans at any time.
Where are your offices?
We have locations in Doylestown, PA; Pittsburgh, PA; Orchard Park, NY; and Miami, FL.
Our Offices
Eastern Pennsylvania
Winthrop Partners
100 Mechanics Street, 1st Fl
Doylestown, PA 18901
Western Pennsylvania
Winthrop Partners
101 E. Swissvale Avenue
Pittsburgh, PA 15218
100 First Avenue, Suite 1010
Pittsburgh, PA 15222
Western New York
Winthrop Partners
21 Princeton Place, Suite 230
Orchard Park, NY 14127
Southern Florida
Winthrop Partners
8200 NW 41st St, Suite 318
Doral, FL 33166
How can I set-up a consultation?
Schedule your complimentary consultation with one of our fee-only investment advisors. We will create a custom retirement plan based on your financial goals and personal desires.
Reap the Benefits of working with a Fee-Only Advisor
We’re transparent, with no hidden charges and no undisclosed conflicts of interest to sell a certain product line or company offering. Fee-only advisors work solely on their clients’ behalf.