Our Clients Include
Medical Professionals
We know and understand the costs and sacrifices of becoming a medical or life science professional. We understand the accelerated careers of these professionals and the unique demands placed on them. From employment contracts and asset protection trusts to retirement plans we are the trusted source.
Business Owners
Business owners and manager are a unique breed, calculated risk takers, true believers and the economic engines of America. We work with them to preserve and diversify their wealth, transition their business and plan a future beyond their business career.
Retired Professionals
We help retired professionals confidently enjoy their retirement knowing that all of their unique financial risks that they face in retirement have been adequately addressed. For our retired clients we first focus on asset preservation and then asset enhancement because nobody looks forward to havingto earn their money twice.
Transitioning Advisors
Winthrop Partners has devised a succession planning framework that is inexpensive, simple to implement and offers significantly more flexibility than a traditional plan.
Who We Are
Winthrop Partners was founded to provide independent, conflict-free financial planning and investment services to every client. Our founders understood that this method is the only way investment services should be delivered. Our core value of “we invest in you before you invest with us” is the key to our culture. We know that every client situation is unique and every client deserves our complete and collective expertise and attention prior to making a decision to work with Winthrop.
Experienced Team
Founded in 2015, Winthrop is a fee-only fiduciary operating as a registered investment advisor in Buffalo, Pittsburgh and Philadelphia. Our commitment to our clients is that we will always be on their side. We will never try and sell products or take commissions from others. We act exclusively in our client’s best interest.
Meet Our Team
What Makes us Different
Individual investments and markets fluctuate over time. As professionals, our job is to enable you to make informed financial decisions using the full complement of resources at our disposal. This process provides a framework for making decisions collaboratively and monitoring the outcome of those decisions over time. Each step involves interaction between our team, the client and outside professionals if needed.
Empathy
We take the time to actively listen and understand you and confirm what we hear.
Fiduciary
We put you before us. We negotiate for you, not against you.
Experience
With over 150 years of combined experience this isn’t our first rodeo. Even with this experience we aren’t a bunch of old codgers wedded to yesterday’s solutions.
Fee-Only
We receive one clearly aligned fee and accept no commissions or other third party
fees that could sway our recommendations.
Execution
Knowing what to do, how to do it and when to do it are three separate skills. Intelligence defines these skills and experience hones them. He who makes the fewest mistakes wins.
Our Process
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Understand
The key to financial planning is to truly understand the client, their financial circumstances and their financial goals. Frequently this process also involves understanding the client’s family dynamics. We take time, ask the right questions and actively listen to our clients so that we gain a highly nuanced understanding. Only after we have a thorough understanding of our client, do we begin to formulate a plan.
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Design
During this phase we establish risk management parameters, create an asset allocation strategy, develop an investment policy, and ultimately develop a financial strategy and plan with your long-term and short-term goals in mind. There are times when we collaborate with other trusted advisors you have, such as your accountant, attorney, trustees or family members.
We finalize our recommendations and present them to you, answer your questions, make any necessary adjustments and outline the actions for implementing your plan. We design these plans so that they can be easily updated in the future as your circumstances change.
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Implement
Once the plan meets with your approval, we implement it by making investments on your behalf. We focus on investments that meet our due diligence process, diversifying between growth, high value stocks, ETFs, bonds. We will be fully engaged in opening and transferring accounts, reviewing key issues and using the extensive resources available to us through Raymond James.
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Monitor
Once implemented, we continually monitor your plan’s performance and manage its components so that it remains aligned with your personal objectives. We schedule periodic meetings with you to review and rebalance your portfolio. Together, we work to factor in any significant changes in your life, offering suggestions and making appropriate adjustments as necessary to ensure that your plan remains true to your needs over time.
We will provide timely reporting of the performance of your assets against the previously agreed upon goals. We will be proactive in our advice regarding each step of the process to ensure that we meet your overall needs in an efficient way, seeking to outperform our peers with this customized approach.