IMPORTANT DISCLOSURE INFORMATION

Winthrop Partners – EPA, LLC, Winthrop Partners – WPA, LLC and Winthrop Partners – WNY, LLC (together “Winthrop Partners”) are SEC registered investment advisers headquartered in Buffalo, NY. Winthrop Partners and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisers by those states in which Winthrop Partners maintains clients.  Winthrop Partners may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements Winthrop Partners web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Winthrop Partners web site on the Internet should not be construed by any consumer and/or prospective client as Winthrop Partners solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Winthrop Partners with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Winthrop Partners p lease contact the SEC or the state securities regulators for those states in whichWinthrop Partners maintains a notice filing. A copy of Winthrop Partners  current written disclosure statement discussing Winthrop Partners  business operations, services, and fees is available on this website.  Winthrop Partners does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked Winthrop Partners web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended byWinthrop Partners) will be profitable or equal any historical performance level(s).

Certain portions of Winthrop Partners web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Winthrop Partners (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Winthrop Partners, or from any other investment professional. Winthrop Partners is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.

Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Winthrop Partners engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Winthrop Partners by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.

Each client and prospective client agrees, as a condition precedent to his/her/its access to Winthrop Partners web site, to release and hold harmless Winthrop Partners, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Winthrop Partners

NOT FDIC INSURED

NOT BANK GUARANTEED

MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL

NOT INSURED BY ANY STATE OR FEDERAL AGENCY

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