Investment Management Services

Retirement Planning Services

INVESTMENT MANAGEMENT SERVICES

Investment management aligned with your wealth plan and targets your goals without unnecessary risk.

Investment Management Services

Retirement Planning Services

Winthrop Partners Investment Management Services are aligned with your wealth plan and are designed to achieve your financial goals without incurring unnecessary risk.

Let’s Meet

Click or tap each title in the compass to learn more about each step in our process.

UNDERSTAND

The key to building a comprehensive plan is understanding our clients, their financial circumstances, their risk profiles, and their financial goals. We ask the right questions and actively listen to gain an extensive understanding of your needs.

DESIGN

Using financial models, information gathered from the first meeting, and additional financial documents, we develop a plan. We present a personalized and dynamic plan tailored to your unique situation and goals.

IMPLEMENT

Once approved, we begin the implementation process by transferring and consolidating all your assets under one umbrella. We review key issues and use extensive resources available through Raymond James to set up your account for third-party custodial monitoring. All the while, we maintain high transparency, keep you educated and informed, and ensure quality communication throughout.

MONITOR

As a fiduciary, it’s our responsibility to construct, implement, monitor, and review your portfolio on a regular basis to ensure your investments align with your goals and objectives.

Our Approach to Investment Management

Investment management is about risk management.

When investing, the biggest risk to investors is price volatility – how quickly
and how drastically the price can fluctuate.
Other forms of risk can be more psychological in nature. For example, a desire to exit the market when investment values steeply decline.

At Winthrop Partners, we create portfolios that are aligned with each client’s goals, personality, and risk tolerance. We get to know each client personally, assess their level of risk, analyze their current assets, then create an investment profile and allocation that is unique to them.

Click or tap each title in the compass to learn more about each step in our process.

UNDERSTAND

DESIGN

IMPLEMENT

MONITOR

As a fiduciary, it’s our responsibility to construct, implement, monitor, and review your portfolio on a regular basis to ensure your investments align with your goals and objectives.

Our Approach to Investment Management

Investment management is about risk management.

When investing, the biggest risk to investors is price volatility – how quickly
and how drastically the price can fluctuate.
Other forms of risk can be more psychological in nature. For example, a desire to exit the market when investment values steeply decline.

The Value of an advisor

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$3,524,237

With Advisor

$1,693,177

No Advisor

Assuming 5% annualized growth of $500k portfolio vs 8% annualized growth of advisor managed portfolio over 25 years. Source.

The Winthrop Partners Investment Management Process

The first 3 critical steps in our process are free of charge.

1. Introductory Meeting

The Introductory Meeting is used to learn about you and your financial goals. We ask about your worries, your circumstances, and what you want your investments to build towards. From this meeting, we’re able to start building your investment profile that matches with your personality and objectives.

Because we invest in you before you invest in us, our introductory meeting is provided at no charge.

2. Risk Analysis

The next step towards building a diversified investment portfolio is providing our clients with a brief but highly effective risk assessment, formulated using key principles of behavioral finance.

Once we’ve determined your risk tolerance, we can start developing the basis for a customized financial plan that will ultimately achieve your long-term investment goals.

The risk analysis is provided at no charge.

3. The Creation of Your Investment Plan

Using our finance models, information gathered from the first meeting, inventory documents such as tax returns, mortgage documents and deferred compensation plans, and the results from our risk assessment, we develop your customized investment plan. During this process we will identify the key plan variables, conduct multiple “what-if” scenarios with these variables and test the plan to ensure that the plan and your assets are positioned to meet your individual investment goals.

Once we finalize your investment allocation, we meet to present a personalized and dynamic plan tailored to you. Based on your feedback, we make necessary adjustments, and outline actions for implementation.

The creation of your investment plan is also provided at no charge.

4. Consolidation and Transition of Accounts

Once the investment plan is approved and the Investment Policy Statement is signed, we begin transferring accounts and consolidating everything under one umbrella. We review key issues and using the extensive resources available to us through Raymond James, set up your account for third-party custodian monitoring.

We focus on investments that meet your goal and our due diligence process, diversifying between Value, Core and Growth stocks, ETFs, and bonds, and invest your assets to best meet your goals.

During this stage of the process there is frequent communication on an as-needed basis to ensure that the client is informed of the markets and confident of their investments. We maintain high transparency and keep you educated and informed.

5. Management, Reporting, and Discussion

As a fiduciary, it is our responsibility to construct, implement, monitor, and review your investment portfolio on a regular basis to ensure that your investments are aligned with your financial goals.

Investment management is a dynamic process that evolves as your assets grow, and life changes occur. We update your portfolio to ensure it adapts to your latest goals and to the current economic environment.

Using our financial modeling and management software, we provide monthly reporting and meet with you at annual and client-requested meetings. We review your portfolio and make any adjustments that may be beneficial to your financial goals.