401(k) Rollover Rules: How to Avoid the 60-Day Tax Trap
401(k) Rollover: How to Avoid the 60-Day Tax Trap Changing jobs or moving into retirement brings a long list of financial decisions. One of the easiest to underestimate is what
Read moreAuthor: Brian Werner CFA®, CFP®
Brian Werner is a Managing Partner at Winthrop Partners. He has more than 25 years of experience in investments, financial planning, entrepreneurial ventures, corporate finance, and banking. Prior to joining Winthrop Partners, Brian was the First Vice President and a Senior Wealth Advisor for First Niagara, where he led the development of First Niagara’s Western Pennsylvania Private Client Services and served on its western Pennsylvania operating committee. He also held roles with PNC/National City, Greycourt Investment Advisors, and Linnco Future Group, Chicago Board of Trade. Brian is a Chartered Financial Analyst and Certified Financial Planner. He earned his MBA from Duquesne University, Magna Cum Laude.
Fee-Only vs. Fee-Based Financial Advisors: What’s the Difference?
Fee-Only vs. Fee-Based Financial Advisors: What Is the Difference? If you’re a pre-retiree, business owner, or medical professional getting ready for a big transition, working with a financial advisor can
Read moreHow AI Is Reshaping Financial Markets for Long-Term Investors
7 Powerful Insights into How Artificial Intelligence in Financial Markets Is Reshaping and What It Means for Long-Term Investors Artificial intelligence, or AI, in financial markets has been present for
Read moreBuilding a Bond Ladder: A Practical Guide for Steady Retirement Income
Building a Bond Ladder: A Practical Guide for Steady Retirement Income A bond ladder can be a useful way to create predictable income and add stability to a retirement portfolio.
Read moreNavigating Inflation in 2025: Strategies to Build a Resilient Retirement Portfolio
The Inflation Challenge Retirees Can’t Ignore Inflation doesn’t just make groceries or gas more expensive, it quietly eats away at your purchasing power over time. For retirees, that can mean
Read moreSequence of Returns Risk: Protecting Your Retirement Income
Learn how sequence of returns risk can derail early retirement plans and discover strategies like bond tents, cash cushions, and adaptive withdrawal methods to protect your nest egg. Introduction:
Read more5 Year-End Tax Moves Every Pre-Retiree Should Consider Before December 31, 2025
If you’re within five to ten years of retirement, year-end planning can protect more of what you’ve earned. 2025 comes with real deadlines, contribution caps, Required Minimum Distribution (RMD) timing,
Read moreGovernment Shutdowns and Your Portfolio: What Actually Matters
Government shutdown headlines can rattle nerves, especially if you’re retired or getting close. But here’s what the data shows: markets have handled shutdowns pretty well historically. We’ll walk you through
Read moreFed Rate Cuts and Their Impact on Long-Term Investment Strategy
The investment adage “don’t fight the Fed” emerged in the 1970s and remains increasingly relevant today. This concept emphasizes that Federal Reserve monetary policy choices can significantly influence markets and
Read moreUnderstanding Jobs and Mixed Economic Signs
Many investors look at past data even though they know the future matters most. Recent economic reports, which show what already happened, have made some investors and government officials worry
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