Your Fee-Only Financial Advisors in Greater Pittsburgh, PA
Fee-Only Advisors Put Your Needs First
Serving Greater Pittsburgh and Allegheny County, PA
Request a Complimentary Consultation
What’s included in a Complimentary Consultation?
We invest in you before you invest in us.
Here’s what we’ll address in our initial in-person meeting (1-1.5 hours):
✔ Deep dive into your needs and expectations.
✔ Description of our firm, what it means to be a fiduciary by law and culture, and explanation of fee-only financial planning and investment management.
✔ Initial risk assessment questionnaire and indicative initial asset allocation.
✔ How we invest and why we invest in that manner. What we will and will not do when we invest your funds.
✔ Our lifelong iterative wealth planning process and its benefits.
✔ Determining if we’re a good fit to work together.
✔ Inventory of documents needed to proceed and timetable to formulate the financial plan (approx. one week from the receipt of the requested documents).
Here’s what we’ll address in our planning meeting (2 to 2.5 hrs):
✔ Verification of the information you provided.
✔ Understanding your wants, needs, and wishes.
✔ Timelines for retirement, Social Security, and other retirement income streams, and estimation of the timing and funding required to meet your goals.
✔ Initial asset allocation based on your unique situation.
✔ Potential growth and risk of loss based on that proposed asset allocation strategy.
✔ Monte Carlo simulation to define potential long-term results and likelihood of success.
✔ If below a comfortable probability of success, we’ll revisit saving, spending, investment, and timing levers until they reach a more acceptable likelihood of success.
✔ Review your annual cash flow, highlighting sources and uses of income at key inflection points during your financial journey.
Retirement Planning Specialists
Pittsburgh Fee-Only Financial Advisors
We are fee-only financial advisors serving clients in Allegheny County and the Greater Pittsburgh area from our office at 101 E Swissvale Ave. in Edgewood, PA. We also have an office in the heart of downtown Pittsburgh.
Brian Werner, CFA®, CFP® manages both of our Pittsburgh offices. He is a Chartered Financial Analyst and CERTIFIED FINANCIAL PLANNER™ with over 20 years of experience providing financial planning and investment management services to our Western PA clients.
Our team has over 150 years of combined experience and expertise in federal and Pennsylvania state laws affecting taxes, investing, wealth management, and wealth transfer.
Our clients’ goals and objectives take precedence. We are a fiduciary by SEC statute and we are fiduciaries by culture. As members of NAPFA and the Fee-Only Network, we adhere to additional fiduciary standards imposed by these organizations. This means we are ethically bound to act in each client’s best interest.
We firmly believe that wealth management services should be delivered with the utmost integrity, so we do not accept compensation from third parties for any of our services. Our core value of “We Invest In You Before You Invest With Us” forms the foundation of our culture and reflects our commitment to prioritizing our clients’ needs above all else.
Client Reviews
We’re so grateful to have our clients’ trust and be able to help them reach their goals. Here’s what our clients say about us.
These are testimonials provided by current clients of the Advisor. No cash or non-cash compensation was provided in exchange for the testimonials. However, each testimonial is strictly the viewpoint of the current client’s experience and is not reflective of any other client’s experience. The existence of a testimonial provided by the current client is not a guarantee of the client’s experience with the Advisor in the future. The current client is not affiliated or related to the Advisor or any of its personnel in any manner. For more information, please see the Advisor’s other disclosure documents, including its Form ADV Part 2A and Part 3-CRS.
How May We Help You?
We provide comprehensive wealth management services to a wide variety of clients! Here are some ways we can help you.
Financial Planning
Retirement Planning
Investment Management
Business Owners
Doctors
Union Steelworkers
The Fee-Only Fiduciary Difference
Fee-only fiduciary financial planners receive compensation solely from the fees clients pay for their services. They do not earn commissions for recommending certain products. Fee-only fiduciaries are obligated to provide advice that is in the best interest of the client. We choose to act as fee-only fiduciaries because we believe it is the ideal business model for serving clients, as it helps ensure our interests are aligned with yours.
Fee-Only
No commissions or kickbacks.
Fiduciary
Your best interests, always.
Empathy
We listen and learn about your unique needs.
Experience
Advanced certifications and 150+ years of practice.
Execution
The right tools, partners, and processes to get results.
What is a fee-only financial advisor?
An advisor who acts as a fiduciary and is directly compensated by clients via transparent fees, rather than commissions and kickbacks from the sale of financial products.
What is a fiduciary?
A fiduciary manages assets for someone else and must, by law, put the client’s interests first at all times.
Download our e-book
Retirement Planning Made Easy: Financial Concepts To Build Your Future
Learn practical tips on building a secure future, saving money for retirement, and spending your golden years in comfort.
